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LOAN AMOUNT

Upto 1 Lac.

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IMMEDIATE APPROVAL

Easy Process

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NO COLLATERAL

No risk of asset loss

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Please read these terms carefully. By using this website, you agree to bound by all of the terms and conditions of this agreement.

GENERAL TERMS AND CONDITIONS

Terms of Use

1.1 Thank you for visiting www.loanpey.com by accessing or using the website www.loanpey.com whether automated or otherwise, you, a registered or guest user in terms of the eligibility criteria set out herein (“User“), agree to be bound by these Terms and Conditions (“Terms of Use“) and any additional terms and conditions that are referenced below or otherwise may apply to specific areas of the website, from time to time. We encourage our Users to read these Terms of Use carefully while using the website.

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Loan Process Model

Borrow ₹1000 for 4 months, repay with 4 EMI - EMI Amount ₹270. Processing fee of INR50 will be taken from loan capital before disbursement. Total repayable ₹1080/- (based on loan tenure of 4 months). Rate of interest - 24% per annum of outstanding capital. Representative 30% APR. Maximum APR - 30%.

  • Loan Amount - 5000 to 100000
  • Processing Fee - Upto 2%
  • Interest Rate - Upto 2.5 % Monthly
  • Loan tenure - Upto 12 Months
  • Age - 21 to 55 years
  • No pre-closure charges
  • No part-payment charges

Documents Required & Eligibility Criteria

We don't need any physical documents from you. Just keep a clear scanned copy of below listed documents for personal loan processing.

  • Indian resident
  • Salaried Employee/Business Owner/Self Employed
  • Above 21 years of age
  • Savings Bank Account Holder
  • Fair CIBIL Score
  • Completely filled personal loan application. Indian resident
  • PAN Card
  • Residence proof – Passport, Driving Licence, Voter ID,      Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
  • Bank statements for the last 3 months of salary account.
  • Salary Slips of last 6 months.